Homeowners Insurance

For most of us, our home is the largest asset we have, so it makes good sense to make sure it is properly protected. 

In most cases, we will be able to insure your home for 100% of the replacement value, which means that in the event of a catastrophe, your home will be repaired, even if the damage exceeds your policy limit.

Protect your structures and personal belongings
The best homeowner’s policy is one that provides the right protection for the value of your buildings and personal possessions at the right cost. We also have special programs for people who operate a business in their home.

Home Insurance Types We Cover

  • Single-family residence
  • Condominium units
  • Renters’ personal property
  • Seasonal residences
  • Business in the home
  • Fire dwelling only

Special Considerations

  • Personal liability “umbrella”
  • Replacement cost valuation
  • Fire & burglar alarms
  • Business in the home
  • Value of home contents
  • Jewelry, collections, silver
  • Flood insurance
  • Earthquake coverage


  • Home/Auto Account Credit: if you place both your home and auto insurance with the same insurance company, you may earn a discount.
  • New Home Discount
  • Installed alarm systems such as fire and burglar alarms. Discounts for such systems available in varying amounts, depending on the type of alarm installed and operating.
  •  Non-smoker discounts

Request an Insurance Quote

Auburn Insurance & Realty Co, Inc.

1119 Reservoir Ave
Cranston, RI 02910
Phone: (401) 943-3388
Fax: (401) 943-3437


Monday - Friday: 8:30 am to 4:30 pm
Saturday: By Appointment
Sunday: By Appointment


We are licensed to write policies in Rhode Island, Massachusetts, & Connecticut

Our Affiliations

Trusted Choice logo
Realtor MLS Equal Housing Opportunity